Scorecard - SINE

SINE Scorecard

Step 1 of 6

16%

What is your SINE Member ID?(Required)

Your SINE Member ID can be found in the SINE Portal.

Wealth Building

I know how much I spend each month(Required)

Yes

Not yet, but I am working towards this

Not sure

Which of the following options reflects your planning related to wealth-building(Required)

I am actively using a wealth building plan to guide me

I have a wealth building plan

I am aware of what is needed to put together a wealth building plan

I am working toward creating a wealth building plan

Not sure

I am currently saving at minimum $50 monthly(Required)

Yes

Not yet, but I am working towards this

Not sure

I have an emergency savings fund that can cover at least 3 months of expenses.(Required)

Yes

Not yet, but I am working towards this

Not sure

I have started paying down the amount owed on my loans, credit cards, and other debts.(Required)

Yes

Not yet, but I am working towards this

Not sure

Please check the following that best describes your practices/steps towards homeownership:(Required)

I own a home

I have started saving for a down payment

I am working on my credit score

I understand the steps necessary to purchase a home

Not sure

I am enrolled in a health insurance plan.(Required)

Yes

Not yet, but I am working towards this

Not sure

I am currently enrolled in a retirement savings plan.(Required)

Yes

Not yet, but I am working towards this

Not sure

I have an estate plan/will in place for me and my immediate family.(Required)

Yes

Not yet, but I am working towards this

Not sure

I am earning supplemental income from either real estate, investments, or business ownership(Required)

Yes

Not yet, but I am working towards this

Not sure

What are some barriers or challenges that you have faced in your wealth building journey this year?(Required)

What do you find most memorable or valuable about your wealth building journey this year?(Required)

Hidden

Wealth Building Score

Hidden

Wealth Building Score Percentage

Leadership Development

I have a clear vision for where I want to go in my career(Required)

Yes

Not yet, but I am working towards this

Not sure

Please select the option that best reflects your career planning:(Required)

I have developed long term career goals

I have developed short term career goals

I am in the process of developing career goals

I am actively working to understand career opportunities

I don't currently have a strong sense of career direction

Please check each of the following you have experienced in the last 12 months(Required)

Started a new job

Started a business

Received a promotion at my current job

Received a raise at my current job

Taken on a supervisory role

Taken the lead on a new project or initiative

None of the above

Hidden

new job score

Hidden

started business score

Hidden

received promotion score

Hidden

received raise score

Hidden

supervisory score

Hidden

taken lead score

In the last 12 months, I have taken initiative to grow my skills, network, opportunities to receive mentorship or other professional development(Required)

Yes

Not yet, but I am working towards this

Not sure

I have taken on an executive leadership role in my business, company or organization(Required)

Yes

Not yet, but I am working towards this

Not sure

What are some barriers or challenges that you have faced in your leadership development journey this year?(Required)

What do you find most memorable or valuable about your leadership development journey this year?(Required)

Hidden

Leadership - Total Score

Hidden

Leadership Score Percentage

Civic & Community Engagement

I am aware of how to contact public officials or other leaders about issues in my community.(Required)

Yes

Not yet, but I am working towards this

Not sure

I regularly seek out information in order to develop an informed position on a social or political issue.(Required)

Yes

Not yet, but I am working towards this

Not sure

I am registered to vote(Required)

Yes

I voted in the most recent federal election(Required)

Yes

I voted in the most recent state or local election(Required)

Yes

Hidden

Civic3 Yes - Score

I volunteered in some capacity related to the recent election(Required)

Yes

I joined or fundraised for a political campaign(Required)

Yes

Hidden

Civic3 No - Score

Please indicate the option that best describes your highest level of involvement in community engagement activities (community, neighborhood, school, civic groups):(Required)

I am actively serving as an officer or leader of a community or civic organization, non-profit or other group

I regularly participate in leadership aspects of an organized community or civic organization or group

I volunteer regularly with one or more community or civic organizations or non-profits

I am involved occasionally with a civic organization or group

I am not involved at this time

What are some barriers or challenges that you have faced related to your participation in civic and community engagement practices this year ?(Required)

What do you find most memorable or valuable about your participation in civic and community engagement practices this year?(Required)

Hidden

Civics - Total Score

Hidden

Civic Score Percentage

Net Wealth Calculator

Total current cash balance in your checking accounts.(Required)

Total current cash balance in your savings accounts.(Required)

Total current balance of your retirement accounts including: IRA, 401(k), Keogh Account, Pensions.(Required)

Total current market value of the real estate you own including: Home, Undeveloped Land, Rental Property, Commercial Buildings. Not sure of your home value? Consider utilizing a Real Estate website to determine (e.g. Zillow or Redfin).(Required)

Total value of all automobiles that you own (does not include leased vehicles) including: Cars, Motorcycles, RVs, Campers, Boats. Not sure of your vehicle value? Consider looking it up on Kelly Blue Book.(Required)

Total current cash value including: Stocks, Bonds, Mutual Funds, Cash Value of Life Insurance.(Required)

Total values of items including: Furniture, Appliances, Jewelry, Silverware, Collections, Antiques.(Required)

Hidden

Total Assets

SUM of NetWealth 1-7

Total current balance(s) that you owe in college or student loans including loans in deferment.(Required)

Total current balance(s) of credit debt.(Required)

Total current balance(s) remaining on consumer loans including: Cars, Motorcycles, RVs, Campers, Boats.(Required)

Total current principal balance(s) remaining on your real estate mortgages including: Home, Undeveloped Land, Rental Property, Commercial Buildings.(Required)

Total current balance owed on personal loans (from banks, family members, payday advances, etc.) or medical debts.(Required)

Hidden

Total Debt

SUM of NetWealth 8-12

Hidden

Net Wealth =(Required)

Debt to Income Calculator

The Debt to Income (DTI) Ratio compares how much you owe with how much you earn. DTI ratio and credit history are two factors that lenders consider when determining if they will lend you money. Most lenders look for a DTI that is 36% or less.

Total Gross Monthly Income(Required)

Total gross monthly income before taxes (including non-taxable).

Total Minimum Monthly Debt Payment(Required)

Total monthly debt payments you make to pay back a creditor or lender for money you borrowed including: Student Loans, Credit Cards (minimum), Mortgages, Auto Loans. Do not include living expenses such as utility bills, food, and entertainment.

Hidden

Debt to Income =